Tuesday, October 11, 2011

Where can I get High Risk Life Insurance?

(Source: TermLifeOnline)


Do you need high risk life insurance?

If so, you may have more options to choose from than you thought.

Usually, high risk life insurance is purchased for one of two reasons:

* You take part in hazardous hobbies, or you have a hazardous job.

* You have a medical condition that is difficult to insure, such as, diabetes, heart disease, or cancer.

These situations make you a higher risk to insure you life from an insurance company’s point-of-view. That’s because you may have a higher risk of dying at an earlier age than the average person insured.

Because you may be a higher risk, your premiums will be higher for your life insurance policy than they would be if you were in good health, or didn’t take part in high risk work, or hobbies.

Just because you may have a serious illness, it doesn’t mean you can’t get life insurance. In fact, there are several insurance companies which specialize in insuring high risk applicants.

We can help you find high risk life insurance companies which may offer you an affordable choice for your coverage.

The following reviews explain the types of life insurance high risk plans available. You can review each plan and choose the coverage that’s right for you.

In fact, you may be able to apply for life insurance for you and your spouse online in minutes. Several plans listed below do not require a physical exam, and may offer instant approval.

Top Pick – Prudential Life Insurance

Get Affordable Coverage With a Prudential Agent.
Term Life Benefits From a Company You Can Trust.
$500K of Life Insurance For About *$1 A Day.

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